Question 1

How does Loan Los Angeles find me the best mortgage rates?

Accepted Answer

We partner with over 50 lenders and use advanced technology to search through thousands of loan options based on your specific financial situation, needs, and goals. This allows us to match you with the most competitive rates and terms available to you.

Question 2

Will checking rates affect my credit score?

Accepted Answer

No, getting rate quotes through our platform uses a soft credit pull, which doesn't affect your credit score. A hard credit pull is only done when you decide to move forward with a specific loan application.

Question 3

How long does the mortgage process take?

Accepted Answer

The timeline varies depending on the loan type and your specific situation, but most loans close within 30-45 days from application. Our team works to make the process as efficient as possible.

Question 4

Is there a fee to use Loan Los Angeles?

Accepted Answer

No, our service is free to use. We get paid by the lenders when you close a loan with them, which allows us to provide our matching service to you at no cost.

Question 5

Can I get pre-approved before I find a home?

Accepted Answer

Yes, and we recommend it! Getting pre-approved gives you a clear budget and shows sellers you're a serious buyer. Our pre-approval process is quick and can give you a competitive edge in the Los Angeles market.

Find Your Perfect Mortgage Match