Jumbo Loans
Premium financing solutions for high-value properties that exceed conventional loan limits.
Benefits of Jumbo Loans
Jumbo loans offer unique advantages for luxury home buyers and high-value property investors.
Higher Borrowing Limits
Finance luxury properties and high-value homes that exceed conforming loan limits.
Competitive Rates
Despite their size, jumbo loans often offer competitive interest rates for qualified borrowers.
Various Term Options
Choose from fixed-rate or adjustable-rate terms to fit your financial strategy.
Single Loan Solution
Avoid the complexity of multiple loans when purchasing a high-value property.
Flexible Property Types
Finance primary residences, second homes, or investment properties in premium markets.
Prestige Properties
Access financing for luxury homes with premium features and locations.
Eligibility Requirements
- Excellent credit score (typically 700+ or higher)
- Significant down payment (usually 10-20% or more)
- Low debt-to-income ratio (typically below 43%)
- Substantial cash reserves (often 6-12 months of mortgage payments)
- Strong income and employment history
- Complete documentation of assets, income, and financial history
Frequently Asked Questions
Common questions about jumbo loans.
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