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Mortgage Loans & Rates

Compare current mortgage rates and loan options from top lenders in Los Angeles. Updated daily to help you make informed decisions.

Rates updated March 23, 2025

Current Mortgage Rates

Rates may vary based on credit score and loan details
Most Popular

30-Year Fixed

6.25%

APR: 6.38%

Our most popular option for new home purchases

  • Stable monthly payments
  • Lower monthly payments than 15-year
  • Good for long-term homeownership
  • Higher total interest paid over loan term
Apply Now

15-Year Fixed

5.50%

APR: 5.65%

Pay off your home faster with higher monthly payments

  • Lower interest rate than 30-year
  • Build equity faster
  • Pay off home in half the time
  • Higher monthly payments
Apply Now

5/1 ARM

5.75%

APR: 5.90%

Lower initial rate that adjusts after 5 years

  • Lower initial interest rate
  • Good for short-term homeownership
  • Lower initial monthly payments
  • Rate can increase after fixed period
Apply Now

7/1 ARM

5.88%

APR: 6.02%

Fixed rate for 7 years, then adjusts annually

  • Longer fixed period than 5/1 ARM
  • Good for medium-term homeownership
  • Lower initial rate than 30-year fixed
  • Rate can increase after fixed period
Apply Now

Rates shown are for a loan amount of $400,000 with 20% down payment and a credit score of 740+.

Actual rates may vary based on your specific situation. Get personalized rates below.

Frequently Asked Questions

Common questions about our mortgage process

How long does the loan process take?

Our average loan application to closing time is just 2 weeks. We pride ourselves on speedy service and integration with local and national loan providers to deliver the best rates at the lowest closing costs in the fastest time possible.

What makes Monopoly Loans different?

Our award-winning staff and thousands of satisfied customers speak to our commitment to excellence. We've built strong relationships with lenders across the country, allowing us to offer competitive rates and streamlined processes that traditional banks simply can't match.

Are there any hidden fees?

We believe in complete transparency. All fees are disclosed upfront, and we work diligently to minimize closing costs while maximizing value. Our loan officers will walk you through every expense so there are never any surprises at closing.

Calculate Your Monthly Payment

Use our mortgage calculator to estimate your monthly payments based on today's rates.

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